BitMinutes: "Better Crypto For a Better World"

Free Money Transfer & Guaranteed $5 Loans backed by Prepaid Minutes
Available Today to 4 Billion Consumers

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A dedicated team from Harvard Business School, Stanford, and Wall Street have worked diligently for four years to create a FinTech solution to bank the unbanked. Today, BitMinutes offers free money transfer, remote top-up of prepaid phone minutes, and guaranteed loans to 4 Billion consumers worldwide.

Trusted Agent Payout
Channels in 70 Countries


Transaction Engine


"Smart Token" BitMinutes



US & State Government Licensed
International ISO Bank Standards
Experienced Management Team
Guaranteed Low-Cost Loans
In Operation Today
Free Money Transfer
Globally Scalable Amazon Cloud
Exceeds Global AML Regulations


Use of Proceeds
67%Locked Up Tokens
2%Treasury / Overhead


Frequently Asked Questions

What is the primary goal of BitMinutes?
To provide access to key financial services for over 2 billion underbanked consumers globally.
Why are BitMinutes better than bitcoin for billions?
BitMinutes have a number of significant advantages over Bitcoin:
  • Identification: BitMinutes embed identity attributes, while Bitcoin does not. All BMT tokens include KYC and meet global Anti-Money Laundering standards.
  • Tracking: BitMinutes allow for transparency and auditability, from issuance through usage. This includes whether a BMT is consumed by conversion into prepaid minutes or cash, or used as micro-lending collateral.
  • Global Standards: BitMinutes are based on global banking standards (ISO 20022). This makes BMTs easily transferable between existing global clearing networks (SWIFT, MasterCard) and emerging blockchains (Ripple, Ethereum).
  • Customization: BitMinutes can be white labeled encouraging third party issuance by large global networks such as the telecommunications carriers with over 4 billion clients.
  • Currency Liquidity: We will be releasing an affiliate and commission free secure online exchange to facilitate the worldwide trading of BMT tokens. And, BMT tokens are redeemable through a global money transfer network powered by P2P Cash.
  • Currency Stability: BitMinutes has established a Treasury function to keep currency volatility to a minimum.
What is the value for retail merchants and agents to become involved with BitMinutes?
With BitMinutes, retailers have several ways to make money. They can sell BitMinutes just like regular prepaid minutes. Or they can lend BitMinutes. Because BitMinutes are an asset-backed token, they can be used as collateral for microloans. All we require from the consumer is to buy BitMinutes which are used as the loan collateral. We will lend $5 to anyone with a valid ID. We believe this will drive significant traffic to the retailers and give them an ongoing revenue stream from participating in the interest paid on the loans.
What is the benefit to the consumer?
BitMinutes enable consumers in 3 critical ways:
  • Lending - get loans they need to manage their cash flow, and start and grow businesses.
  • Money Transfer - send and receive funds between any two entities; remittances and payments capabilities are the life blood for healthy local economies.
  • Prepaid Airtime - billions of consumers need to top up their prepaid phones to communicate for personal and business purposes on a daily basis
How can I buy BitMinutes?
You can buy BMTs using Bitcoin, Ether or USD by bank check or bank wire. Click the link at the top of the page "BUY BITMINUTES".
How can I exchange my BitMinutes?
BitMinutes can be converted via virtual currency exchanges for Bitcoin and Ether, which can then be converted to cash. Additionally, BitMinutes will offer cash out services via the P2P Cash global distribution network in 2018.


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